What is a USDA Loan?
USDA is a government loan program that provides great loan benefits for home buyers purchasing in designated rural areas throughout the country. USDA or the United States Department of Agriculture offers a 100% Financing through the Guaranteed Loan program.
USDA Loan Program Highlights
No Down Payment (100% Financing)
Financed Funding Fee (1%)
Lower Monthly Mortgage Insurance than FHA
Competitive Interest Rates
The following counties qualify Franklin, Granville, Vance, Johnston, Harnett and Warren for USDA Loans. Please call and find out if the property you are interested in qualifies for a USDA home loan. NOTE there are household income restrictions.
Homespire Mortgage underwrites loans according to the USDA Guidelines. USDA issues the Final approval.
What Does This Mean?
Call for more details and find out how much you can afford today.
Please complete this form to get more information about the USDA Loan
Program. Natalya or someone on her team will get back to you soon.